Debt Negotiation: Smart people can get into big financial problems. Oftentimes, dealing with your Creditors to negotiate your debts can help all parties move forward. However, similar to representing yourself in court without proper legal counsel, the task of representing yourself in debt negotiations is fraught with danger. Unless you are a Professional Negotiator, with endless time and resources, this process will typically be more than you will want to handle on your own. Quite frankly, negotiations like these are an uncomfortable and stressful proposition for anyone to handle.
In addition, Creditors will often take advantage of their Debtors with harassing tactics, such as aggressive behavior, repeated phone calls, calls to the work place, and/or calls at unreasonable hours. In addition to negotiating your debt, the Lugash Law Center specializes in fighting for your rights and making sure that you are not taken advantage of by uncaring and distressing Creditors. For a free consultation to determine if the Lugash Law Center can assist you with Debt Negotiation, click here to set up an appointment.
Foreclosure Relief: Are you looking at the possibility of losing your home? Do you want honest answers and sincere help to save your home? Losing a home to foreclosure can be one of the most traumatic experiences that a person can ever go through. Far too often many Homeowners go into a state of denial and ultimately succumb to the will of their Lenders.
Do not let this unfortunate event take away what you have worked so hard to obtain. The Lugash Law Center specializes in protecting Homeowner’s rights and preventing Bank’s from harassing tactics and wrongful foreclosure. The fact is that new Government programs, changing Lender policies and general disorganization of Banks make it virtually impossible for the average Homeowner to understand their current rights with respect to loss mitigation. At the Lugash Law Center we pride ourselves on being experts in the area of Lender liability and Homeowner rights.
During your free consultation the Attorney and Staff at the Lugash Law Center will obtain information specific to your situation and then apply that to our knowledge to determine the best option for you. The loss mitigation process is just that…a process. There is rarely a quick fix and it typically takes continuous pressure on the Lenders to reach a resolution. However, ultimately there is a solution for everyone.
When seeking help with your current loan situation there are many options which need to be considered when analyzing your specific case. Some of the tools used by the Lugash Law Center in loss mitigation are:
| Loan Modification |
Partial Claim |
| Forensic Loan Document Audit |
Special Forbearance |
| Deed in Lieu |
Short Refinance |
| Short Sale |
Litigation |
Free yourself from the haze of misinformation:
- Do you need to be behind on your mortgage payment before the Banks will work with you?
- How long does the process take?
- Who should I hire to help my with my loss mitigation needs?
- Will my Lender by angry with me for hiring a lawyer?
- What can I expect?
In your free consultation, we will answer all your questions and give you a no nonsense account of the realities of loss mitigation, what your options are and what you can expect. We are available now to guide you through the entire process. For a free consultation to determine if the Lugash Law Center can assist you with Loss Mitigation and Foreclosure Avoidance,
click here to set up an appointment.
Listen to Spencer Lugash and other members of the Lugash Law Center share their knowledge on loss mitigation on
The Money Makers radio show, every Saturday 12-2pm on 760 KFMB.